Date Published: 
08/01/2011

Democracy welcomes multiple ideas and an active opposition to criticize and ‎improve government acts. However, there are some decisions to be made that ‎require all (or most) parties to cooperate efficiently and on a timely basis to ‎agree on immediate actions. ‎
The US Debt is on of them. The US was about to reach to its debt ceiling of ‎‎$14.3B on August 2nd and required to pass a bill to increase it before running ‎out of cash. It seemed that the impact of the US defaulting on its debt was clear ‎to both parties and the efforts for reaching out to an agreement started several ‎months prior to judgment day. ‎
Despite that, along the way both parties strayed from the course. A highly ‎important decision became a political power clash, where each party trying to ‎beat its rival. Apparently, the impact of failing to agree, failing to increase the ‎debt top limit, gave way to the main event in town – the battle between ‎Republicans and the Democrats. ‎
The bill finally passed at the very last minute, on August 1st, but it seemed to be ‎a little late. Investors, fuelled by S&P downgrade announcement, reacted and ‎sent Wallstreet to the sharpest decline since the credit crisis in 2008.

 

Risk Management Perspective: 

There are perhaps two points:‎

  • ‎One big lesson about keeping politics (a feature in every large ‎organization) out of the biggest and most important decisions; ‎
  • ‎More importantly for many, however, is the resulting shockwave from ‎the S&P downgrade and the unnecessary market chaos inflicted on the ‎economy as collateral damage. Until calm and judicious leaders regain ‎control in Washington, there seems no reason to expect fewer rather ‎than more shocks to come.

 

Industry Group: 
Crown Corporations and Government Agencies
Industry: 
Government
Country: 
United States
Risk Class: 
Strategic
Risk Class: 
Financial
Risk Type: 
Political
Risk Type: 
Financial Environment - Capital & Credit
Risk Type: 
Economic Conditions

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