Date Published: 
09/20/2011

The pressures are intense. Greece’s government despite promising austerity ‎for many months is still spending more than it promised and much more than it ‎takes in.  The situation has led to Greek debt being re-financed at higher rates ‎than the expiring debt, leading to more money being spent on interest, and ‎making the Greek economy unsustainable.  The rest of Europe has a few ‎choices, all of which seem bad to them – give Greece money, let Greece borrow ‎with impunity and European guarantees, let Greece exit the Euro, or, more ‎preferably, help Greece for a bit while they fix their own problems.  ‎
This last strategy is the one they are taking, but Greece isn’t making progress ‎fast enough to keep anyone happy.  The German government, like other ‎European governments recognizes the importance of sorting it out, but the ‎German people are not solidly behind the idea of giving Greece much latitude.  ‎
That Greece is defaulting seems to already be true.  In many senses, some of ‎the recent re-negotiations are already “not honouring the terms of their original ‎debt” – which sounds a lot like a default.  However, everyone’s still being polite, ‎for now. ‎
What comes next will be anyone’s guess.

 

Risk Management Perspective: 

The Greek default was probably unthinkable 18 months ago.  It seems likely ‎today.  Being unprepared for it is unwise.  Companies with exposures to the ‎Greek situation (big banks and multinationals) should have been taking the last ‎few months to build firewalls for themselves, and many have.  ‎
A second issue is how a Greek default will affect Europe more generally, and ‎Ireland, Spain, Italy and Portugal more specifically.  There are lots of other ‎‎“unthinkable” questions out there.‎

 

Industry Group: 
Government Departments
Industry: 
Government
Country: 
Rest of Europe
Risk Class: 
Financial
Risk Type: 
Financial Environment - Capital & Credit
Risk Type: 
Economic Conditions

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