Date Published: 
06/07/2012

In the next installment of the Euro-zone financial crisis, Spain has a number of banks ‎that are teetering.  There has been something of a run on Spanish Banks, and many ‎people are starting to think Europe will run out of time if it does not act more ‎decisively soon.

The Spanish Budget Minister said Tuesday that a cash injection was required, and ‎turned to the various European institutions for help.  One UBS analyst suggested ‎the support required might be as high as €120 billion for the system. The Chairman ‎of Banco Santander, Spain’s biggest bank, floated a €40 billion figure.

The issue is that as interest rates rise on Spanish bonds, with current 10-year ‎Spanish Sovereign bond rates headed towards 7%, Spain is effectively being shut ‎out of the global bond market.


Risk Management Perspective: 

Greece remains complicated, Spain is getting complicated, Italy may or may not be ‎digging out of its debt woes. Ireland and Portugal are also continuing to deal with ‎these issues.  The prospects that this will go away soon are slim, and the probability ‎of continued turbulence is high, and catastrophic events, though avoided to date, ‎certainly cannot be ruled out. ‎


Industry Group: 
Other
Industry: 
Banking
Country: 
Rest of Europe
Risk Class: 
Financial
Risk Type: 
Financial Environment - Capital & Credit
Risk Type: 
Economic Conditions

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